- 3 Sep 2025
Baccarat is a classic card game found in most casinos worldwide, offering simple rules, fast-paced action, and relatively low house edges. If you’re new to the game and wondering how to play baccarat, this guide will walk you through the basics, explain the different betting options, and help you get started with confidence.
Baccarat is a card game that involves two hands: the player’s hand and the banker’s hand. The objective of the game is to bet on which hand will have a total value closest to 9. Unlike poker or blackjack, players don’t make decisions on how to play their hand. Instead, they bet on one of three possible outcomes: the player’s hand winning, the banker’s hand winning, or a tie.
The simplicity of baccarat, combined with the relatively low house edge, has made it a popular choice for both new and experienced players.
The rules of baccarat are easy to grasp, making it an ideal game for beginners. Here’s a step-by-step breakdown of how the game is played:
Before the cards are dealt, you must place a bet on one of three outcomes:
Once all bets are placed, the game begins.
After the bets are placed, both the player and the banker are dealt two cards each. All cards are dealt face-up.
The card values in baccarat are simple:
To calculate the total value of a hand, simply add the values of the two cards together. However, if the total is higher than 9, you must drop the first digit. For example, if the player is dealt a 7 and an 8 (totaling 15), the hand’s value becomes 5.
Baccarat has specific rules that dictate when a third card is drawn. This happens automatically, and players do not need to make any decisions. The rules for drawing a third card depend on the current total of both the player’s and banker’s hands.
Once all cards have been dealt, the hand closest to 9 wins.
After the cards are dealt and the winner is determined, payouts are made based on the type of bet you placed:
While baccarat is largely a game of chance, some players employ betting strategies to improve their odds or manage their bankroll effectively. Here are a few popular strategies:
Statistically, the banker’s hand wins slightly more often than the player’s hand, which is why many experienced players stick to betting on the banker. While a 5% commission is charged on banker wins, it’s still considered the safest bet.
Although the tie bet offers a high payout, it has the worst odds in baccarat. The house edge on tie bets is significantly higher than that of player or banker bets, so most players avoid betting on ties unless they’re feeling particularly lucky.
Some players use progressive betting systems, such as the Martingale or Fibonacci system, where they increase their bets after a loss in the hopes of recouping their losses. However, it’s important to use these strategies cautiously, as they can lead to large losses if the streak continues against you.
Before you start playing, here are a few terms you should know:
Baccarat is one of the simplest and most exciting card games you can play in a casino. With straightforward rules and only three betting options, it’s a game that is easy to learn but still offers plenty of excitement. Whether you’re new to the game or looking to improve your strategy, understanding the basics of how to play baccarat is the first step to becoming a more confident player.